Smart Card Use
Smart use of credit cards offers many advantages, both when travelling and in everyday life. Get tips on how to use your credit card in the best possible way.
When you are travelling
When you book travel
When you shop online
Use a credit card when travelling
A credit card is not only smart to use when you book a trip, but also when you are travelling. Credit cards are safe to use, give you benefits when paying and better rights because you:
- Can check that the amount is correct before you pay the bill that arrives later
- Have full overview in the mobile bank and can see transactions, block cards, make an instant payment or transfer money
- Avoid an empty account in case of fraud
- Get your money back more easily in case of a complaint
- Avoid reserved amounts on your current account
- Receive interest-free payment deferral when you pay within the payment deadline
- Receive fee-free purchases and a good exchange rate - remember to choose local currency abroad
Take two cards when travelling
It is always wise to have a card as a backup in case you are unlucky enough to lose one whilst travelling. This way you avoid the stress of having to obtain money when you are away. Use the credit card as your payment card, and save the debit card for when you really need it.
Petrol and charging discount
With DNB Mastercard you get a discount on everything you buy at petrol stations and on electric vehicle charging.
SAS EuroBonus points
If you upgrade your credit card, you get SAS EuroBonus points on all purchases, excess waiver insurance on rental cars, and price and purchase protection.
Use a credit card to book travel
It is not only when travelling that you should pay with a credit card, but it is also smart to use a credit card when you need to book a trip.
Get travel insurance included
When you book a trip and pay more than half of the transport costs with your credit card, you get travel insurance included with your purchase. The insurance is valid worldwide and covers you and your family or up to three fellow travellers.
Online shopping with credit card
Most online purchases are made with a debit card, not a credit card. Looking at the benefits of using a credit card, it's easy to understand that it should be the other way round. But remember – pay by the due date, and you'll avoid interest charges.
Secure Trade
When you pay with a credit card for online purchases, you have additional rights if you do not receive the goods you have purchased, or in the event of errors, deficiencies, weaknesses, shortcomings, omissions and bankruptcy.
With a credit card, you defer the payment, and you receive an invoice where you can check whether what you need to pay corresponds to the goods that have been delivered. This provides you with extra security when shopping online. If you return an item you have purchased, you will receive the money back on your card.
Avoid interruptions to subscriptions
Online shopping is not just goods, but also services. In apps, streaming and other services that require your card information, a credit card can be used. This way you avoid running out of money in your account and experiencing interruptions to the service.
Price example Pluss Mastercard
Eff. rate 20.27%, NOK 30.000 o/12 months. Cost: NOK 3 108. Total: NOK 33.108