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Home loan calculator

Calculate how much your home loan will cost monthly and in total.

NOKNOK%%yearyear

Borrowing costNOK per month

5.24%nom. rate

5.40%eff. rate

90%Lånegrad 75%
90%Borrowing grade75%
75%
NOK

Equity needs:

Total cost over 30 years:

Apply for a loan nowView repayment plan

Pre-qualification letter

Be ready to participate in the bidding round, whether you need to buy a house, cabin or flat.

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How much can I borrow for a home?

Get an indication of how much your finances can support in borrowing.

Fixed or variable interest rate

See the effect of fixing your interest rate, having a variable rate, or a combination.

Tips for buying a home

Get useful tips and advice on what you should consider when buying a home.

How the loan calculator works

Before you apply for a mortgage, you can use the home loan calculator to make some calculations. All you need to do is enter the property price, desired repayment period, adjust the interest rate and desired loan amount.

With the calculator, you can easily get an overview of total and monthly borrowing costs, interest rates and repayment plan.

Cabin loan calculator

The home loan calculator does not only work for homes – you can also use it as a cabin loan calculator to see what a Cabin mortgage will cost you.

How much does the home loan cost?

How much the loan costs depends on the interest rate, type of loan, repayment period and any additional costs.

If you want the most predictable borrowing costs possible, you can choose a Fixed-rate loan or a combination of fixed and variable interest rates in a Combination loan Be for you.

Costs as a homeowner

Don't forget that the costs of owning a home also include other necessary expenses, such as maintenance costs, fees and tax, electricity, any shared expenses, Home insurance and Contents insurance.

Price Example First Home Loan

Nominal floating interest rate from 4.99%, annual percentage rate of charge (APRC) from 5.18%. Annuity loan NOK 2 000 000 o/25 years with monthly payment NOK 11 745. The total amount payable would be NOK 3 526 690 made up of the loan amount plus interest of NOK 1 526 690.

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