Price List for Self-Selected Pension Account

The price you pay for a self-selected pension account consists of two elements: management costs and platform fees. The management cost covers the actual management of the pension profile or fund. Establishing a self-selected pension account with DNB is free of charge.

Platform fee

The platform fee covers access to DNB's trading platform and product administration. The size of the platform fee depends on whether you invest in actively managed equity funds, index funds, balanced funds or fixed-income funds.

Actively managed equity funds: 0,30 %
Index funds/Pension profiles with index-based management: 0,10 %
Balanced fund: 0,25 %
Fixed-income fund: 0,20 %

Platform fees for pension profiles are calculated using the same principle.

Pension profiles with active management and a proportion of shares from 80 to 100 per cent pay the same platform fee as actively managed equity funds.
Pension profiles with active management and from 20 up to 80 per cent shares pay the same platform fee as balanced funds.
Pension profiles with active management and up to 20 per cent equities pay the same platform fee as fixed-income funds.

Below you will find an overview of the total price for funds and pension profiles.

Pension Profiles

Global equity funds

Norwegian Equity Fund

Regional equity fund

Price List Thematic Equity Funds

Price list fixed-income fund

Pension Profiles

Management cost including platform fees (before rebalancing the portfolio) Pension profiles
Min Pensjonsprofil Offensiv	1.15%*
Min Pensjonsprofil	: 1.05%,
Min Pensjonsprofil Forsiktig	0,85%
Min Pensjonsprofil Offensiv Indeks	: 0.40 %,
Min Pensjonsprofil Indeks	: 0.40 %,
Min Pensjonsprofil Forsiktig Indeks	: 0.40 %,
Pension profile Green Shift	: 1.05%,
All our pension profiles reduce the proportion of shares closer to retirement age, so-called down-weighting. As the proportion of shares decreases, the management cost and platform fees will also be reduced. For mutual funds, down-weighting of the proportion of shares is not offered.

Global equity funds

Price list Global equity funds

Equity funds

Management cost including platform fees
DNB Fund - Future Waves Retail A	1,21%
DNB Global	1.15%*
DNB Global Enhanced Index	0,41%
DNB Global Indeks	: 0.20 %
DNB Global Marked Valutasikret	: 0.22%
Hermes Global Equity ESG Fund	0,92%
Holberg Global A:	1,20%
KLP AksjeGlobal Small Cap Flerfaktor	: 0.40 %,
KLP AksjeGlobal Small Cap Indeks P	): 0.35 %
Storebrand Global Optimised	0,60%
Storebrand Global Multifactor	0,90%
Storebrand Global Multifactor Currency-secured	0,95%
Storebrand Global Value	0,90%
Storebrand Indeks Alle Markeder	0,21%

The prices of the funds include management fees and platform fees.

*) The mutual fund may also have performance-based management fees added.

Norwegian Equity Fund

Norwegian equity funds

Equity funds

Management cost including platform fees
Alfred Berg Gambak	1,30%
Arctic Norwegian Value Creation B	1.27%*
Delphi Norge	1,30%
DNB Norge	1.15%*
DNB Norge Indeks	: 0.20 %
DNB Norge Selektiv	1.15%*
DNB SMB	1,16%
Heimdal Yield	1,30%
Holberg Norge A:	1,30%
Landkreditt Utbytte (Yield) A:	1,30%
Storebrand Norge	1,30%
Storebrand Vekst	1,31%
Storebrand Vekst	1,30%

The prices of the funds include management fees and platform fees.

*) The mutual fund may also have performance-based management fees added.

Regional equity fund

Regional equity funds

Equity funds

Management cost including platform fees Management cost including platform fees
abrdnI-China A Share Sust Eqity	1,50%
Aikya Global Em Mkts	1,42%
Alfred Berg Nordic Gambak	1,31%
AXA Framlington Europe F Capitalisation	1,32%
BlackRock Global Funds - US Flexible Equity Fund	1,35%
DNB Europa Indeks	: 0.20 %
DNB Fund - Asian Mid Cap Retail A	1,24%
DNB Fund - India Retail	1,24%
DNB Fund - Nordic Small Cap	1,21%
DNB Global Emerging Markets	1.15%*
DNB Global Emerging Markets Indeks	: 0.30 %
DNB Norden	1.15%*
DNB Norden Indeks	: 0.20 %
DNB USA Indeks	: 0.20 %
Fidelity Asia Equity ESG	1,37%
Fidelity European Smaller Companies	1,36%
Fidelity Japan Equity ESG	1,38%
Heimdal Tinde	1.30%
Holberg Norden A:	1,30%
JPM China A-Share Opportunities	1,25%
KLP AksjeAsia Indeks P	: 0.20 %
KLP AksjeAsia Indeks Valutasikret P	0,23%
KLP AksjeEuropa Indeks Valutasikret P	0,23%
KLP AksjeUSA Indeks Valutasikret P	0,23%
NB European Sustainable Equity	0,74%
Nomura Japan Strategic Value	1,32%
ODIN US C	: 1.05%,

The prices of the funds include management fees and platform fees.

*) The mutual fund may also have performance-based management fees added.

Price List Thematic Equity Funds

Themed equity funds

Equity funds

Management cost including platform fees
BlackRock Global Funds – Future of Transport Fund	1,29%
BlackRock Global Funds - World Financials Fund	1,35%
BlackRock Global Funds – World Healthscience Fund	1,36%
BlackRock Global Funds – World Technology Fund	1,35%
DNB Bioteknologi	1.15%*
DNB Finans	1.15%*
DNB Fund - Brighter Futures	1,32%
DNB Fund - Disruptive Opportunities	1,24%
DNB Fund Low Volatility Equities Retail	0,99%
DNB Fund Private Equity Retail	1,24%
DNB Global Industrisektor Indeks	: 0.20 %
DNB Global Climate Factor	: 0.55 %,
DNB Global Materialsektor Indeks	: 0.20 %
DNB Grønt Skifte Norden	1.15%*
DNB Grønt Skifte Norge (Green Shift Norway)	1.15%*
DNB Health Care	1.15%*
DNB Klima Indeks	0,21%
DNB Miljøinvest	1.15%*
DNB Teknologi	1.15%*
DNB Telekom	1.15%*
Fidelity Global Technology	1,34%
ODIN Eiendom C	: 1.05%,
Storebrand Global ESG Plus Valutasikret	0,62%
Storebrand Global ESG Plus	0,60%
Storebrand Norway Horizon	1,30%

The prices of the funds include management fees and platform fees.

*) The mutual fund may also have performance-based management fees added.

Price list fixed-income fund

Fixed-income funds

Management cost including platform fees
Alfred Berg Income	0,61%
Alfred Berg Nordic IG Long Duration	0,46%
Alfred Berg Nordic Investment Grade	: 0.40 %,
Arctic Return	0,45%
DNB Aktiv Rente (II)	: 0.40 %,
DNB Kredittobligasjon	: 0.40 %,
DNB Likviditet	): 0.35 %
DNB Nordic Investment Grade	: 0.40 %,
DNB Obligasjon	: 0.40 %,
DNB Obligasjon 20	: 0.40 %,

Globale renter
DNB Global Credit	0,50%
DNB Low Carbon Credit	0,50%
PIMCO GIS ESG Income	0.80*%
Wellington Global Impact Bond	0,70%

High Yield
Alfred Berg Nordic High Yield	0,61%
Arctic Nordic Corporate Bond	0,91%
DNB High Yield	0,75%
Heimdal Høyrente	0,90
Muzinich Glb HY Low Carboo Credit	0,77%

The prices of the funds include management fees and platform fees.

*) The mutual fund may also have performance-based management fees added.

In addition to ongoing costs, a mutual fund incurs other expenses, such as transaction costs for trading in financial instruments. This cost varies from fund to fund. For more information about mutual fund costs and the method for burdening performance-based fees, see the fund’s key information document and/or prospectus.

For more details about the mutual funds, see Self-elected pension account

Pensjonskonto Flex is provided by DNB Livsforsikring. DNB Bank is the distributor of Pensjonskonto Flex. DNB Livsforsikring covers the actual costs of distribution with an add-on of five per cent.