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The rate consists of an exchange rate set by Visa or Mastercard, and a currency conversion fee set by DNB.\",\"title\":\"Exchange Rate When Using Your Card Abroad\",\"isTranslated\":true,\"_meta\":{\"id\":\"pageTitle\",\"anchorId\":\"ad3e76251-b5cc-4564-9f27-47f54a28e1a6\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"images\":[],\"contentType\":\"factBoxContent\",\"isTranslated\":true,\"sectionTitle\":\"\",\"content\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"When you make a purchase in local currency in a country connected to the EU/EEA or EØS, you are entitled to information about DNB's spread on the purchase. The reason for this is that there may be a difference between our exchange rate and the reference rate set by the European Central Bank (ECB). Both DNB's and the ECB's exchange rates will vary from day to day.\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Information about the currency conversion fee and other charges related to the use of your card can be found in our \",\"isTranslated\":true},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"link\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Price list.\",\"isTranslated\":true}],\"link\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"/content/dnb/open/no/kort/priser\",\"isTranslated\":true,\"openInNewTab\":false,\"href\":\"/kort/priser\"}}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Below is an example of the various cost components in a currency conversion from Euro to NOK, and how the rate may differ from the rate of the European Central Bank (ECB).\",\"isTranslated\":true}]}],\"factBoxContent\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"tip\",\"title\":\"See What the Item Costs Abroad\",\"isTranslated\":true,\"information\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"To see the margin on a card transaction in another currency, you can use the calculators from Visa and Mastercard. Here you will get an indication of what the amount will be in Norwegian kroner, the exchange rate, and the deviation from the reference rate of the European Central Bank (ECB). Remember to change to the correct currency conversion fee (bank fee) – \",\"isTranslated\":true},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"link\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"See the price list\",\"isTranslated\":true}],\"link\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"url\":\"/content/dnb/open/no/kort/priser\",\"isTranslated\":true,\"openInNewTab\":false,\"href\":\"/kort/priser\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\". 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