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The amount can vary depending on a number of factors, including income, number of children and the child's needs.\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Whether child maintenance is an income or expense for you depends on the division of responsibility for the children.\",\"isTranslated\":true}]}],\"callToAction\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"iconPosition\":\"right\",\"loginIntro\":\"\",\"loginType\":\"ssn_cb\",\"newTab\":true,\"showIcon\":true,\"icon\":\"chevron_right\",\"label\":\"Read about child maintenance\",\"isTranslated\":true,\"ctaType\":\"default\",\"urlParams\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"key\":\"topicLevel1\",\"value\":\"\"}],\"url\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"path\":\"www.nav.no/barnebidrag\",\"href\":\"https://www.nav.no/barnebidrag\"},\"mobileUrl\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"path\":\"\",\"href\":\"\"}},\"_meta\":{\"id\":\"actionCardItem\"}}],\"_meta\":{\"id\":\"actionCardsV2\",\"anchorId\":\"a8259eda2-7af6-4cf9-b0cb-1e3599c5be9e\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"headline\":\"What is required to be able to divorce\",\"variant\":\"withoutSubHeaders\",\"isTranslated\":true,\"textSections\":[],\"noSubHeaderVariant\":\"noImage\",\"bodyText\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"There are several steps in a divorce, including applying for separation and divorce, completing separation papers and agreeing on a division of assets agreement. 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It is therefore important to seek legal and financial advisory services to understand your rights and options.\",\"isTranslated\":true}]}],\"image\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"altText\":\"\",\"id\":\"\",\"isTranslated\":true,\"croppingProfiles\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"standard\":\"Wide-1\"}},\"_meta\":{\"id\":\"textBlockV2\",\"anchorId\":\"ad85f18dc-6f6d-4458-97c5-62dbd8fd3b4d\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"headline\":\"\",\"variant\":\"withSubHeaders\",\"isTranslated\":true,\"noSubHeaderVariant\":\"imageRight\",\"textSections\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"isTranslated\":true,\"heading\":\"Applying for divorce and separation\",\"text\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"The first step when you wish to divorce is to apply for separation with the County Governor. You must be separated for one year before you can apply for divorce. If you have already lived apart for at least two years whilst married, you can apply for divorce immediately. During the year you are separated, you are still considered married to each other.\",\"isTranslated\":true}]}],\"callToAction\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"iconPosition\":\"right\",\"loginIntro\":\"\",\"loginType\":\"ssn_cb\",\"newTab\":true,\"showIcon\":true,\"icon\":\"chevron_right\",\"label\":\"Apply for separation\",\"isTranslated\":true,\"ctaType\":\"default\",\"urlParams\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"key\":\"topicLevel1\",\"value\":\"\"}],\"url\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"path\":\"www.statsforvalteren.no/nb/portal/Folk-og-samfunn/separasjon-og-skilsmisse/\",\"href\":\"https://www.statsforvalteren.no/nb/portal/Folk-og-samfunn/separasjon-og-skilsmisse/\"},\"mobileUrl\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"path\":\"\",\"href\":\"\"}},\"_meta\":{\"id\":\"textBlockV2WithSubHeaderItem\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"isTranslated\":true,\"heading\":\"Separation papers and division of assets agreement\",\"text\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Applying for separation can be done either digitally through the County Governor's website, or by submitting documents. These are legal documents that may contain important information that can affect the divorce and rights to assets and parental rights. 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A married couple is one legal entity and divorce settlements are regulated by the Marriage Act. Cohabitants are two legal persons and there is no law that specifically regulates the settlement.\",\"isTranslated\":true}]}],\"image\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"altText\":\"\",\"id\":\"\",\"isTranslated\":true,\"croppingProfiles\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"standard\":\"Wide-1\"}},\"_meta\":{\"id\":\"textBlockV2\",\"anchorId\":\"a81cb0412-1b0e-4cf9-978a-f164a929cad6\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"defaultLabel\":\"Divorce between spouses\",\"title\":\"Division of assets between spouses and cohabitants\",\"buttonType\":\"radiobutton\",\"isTranslated\":true,\"buttonLabels\":[\"Divorce between spouses\",\"End of cohabitation\"],\"previousDefaultLabel\":\"Divorce between spouses\",\"segmentationContents\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"labels\":[\"End of cohabitation\"],\"title\":\"Termination of cohabitation\",\"isTranslated\":true,\"text\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Cohabitants are regarded as two independent economic and legal individuals. This means that each cohabitant retains their own assets and their own debt. Everything you can document in terms of ownership is an advantage for a clear settlement. Such documentation can be a cohabitation agreement, land registry document for ownership of property, tax returns, purchase contracts, bank statements and more. What cannot be documented should be divided 50/50.\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"With a customer programme at DNB, you have access to discounts and forms from Ally Advokater that will assist in the legal process.\",\"isTranslated\":true}]}],\"callToAction\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"iconPosition\":\"right\",\"loginIntro\":\"\",\"loginType\":\"ssn_cb\",\"newTab\":false,\"showIcon\":true,\"icon\":\"chevron_right\",\"label\":\"See your legal benefits\",\"isTranslated\":true,\"ctaType\":\"default\",\"urlParams\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"key\":\"topicLevel1\",\"value\":\"\"}],\"url\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"path\":\"/content/dnb/open/en/customer-loyalty-programme/advantages/ally\",\"href\":\"/en/customer-loyalty-programme/advantages/ally\"},\"mobileUrl\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"path\":\"\",\"href\":\"\"}},\"_meta\":{\"id\":\"selfSegmentationItem\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"labels\":[\"Divorce between spouses\"],\"title\":\"Divorce between spouses\",\"isTranslated\":true,\"text\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"The Marriage Act states that everything you have built up together whilst you were married is joint property and must be divided. At the same time, it is important to be aware that this does not apply to what you owned on the day you got married. If you had assets or property in your name before you got married, or have received personal gifts or inheritance along the way, this must be excluded from the division (Marriage Act §59). It therefore becomes important to find documentation for this.\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"With the customer programme at DNB, you have access to discounts and forms from Ally Advokater that will assist in the legal process.\",\"isTranslated\":true}]}],\"callToAction\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"iconPosition\":\"right\",\"loginIntro\":\"\",\"loginType\":\"ssn_cb\",\"newTab\":false,\"showIcon\":true,\"icon\":\"chevron_right\",\"label\":\"View your lawyer benefits\",\"isTranslated\":true,\"ctaType\":\"default\",\"urlParams\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"key\":\"topicLevel1\",\"value\":\"\"}],\"url\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"path\":\"/content/dnb/open/en/customer-loyalty-programme/advantages/ally\",\"href\":\"/en/customer-loyalty-programme/advantages/ally\"},\"mobileUrl\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"path\":\"\",\"href\":\"\"}},\"_meta\":{\"id\":\"selfSegmentationItem\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"labels\":[\"Divorce between spouses\"],\"title\":\"Divorce calculator from Ally Advokater\",\"isTranslated\":true,\"text\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"It can be challenging to know how assets should be divided and what one is entitled to in the distribution of assets in a divorce. Especially when it must be determined whether everything should be shared based on joint property, or whether there are also assets in unequal division and separate property. The financial settlement between the spouses is what we call a division of an estate. The vast majority of spouses manage to agree on a distribution of funds and assets, but if no agreement is reached, a public division of an estate can be requested.\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"If you have an overview of your own assets, you can use the divorce calculator from Ally Advokater. The divorce calculator is only intended as a guide so that you receive an estimate for calculating the financial settlement in a divorce.\",\"isTranslated\":true}]}],\"callToAction\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"iconPosition\":\"right\",\"loginIntro\":\"\",\"loginType\":\"ssn_cb\",\"newTab\":true,\"showIcon\":true,\"icon\":\"chevron_right\",\"label\":\"Try the divorce calculator\",\"isTranslated\":true,\"ctaType\":\"default\",\"urlParams\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"key\":\"topicLevel1\",\"value\":\"\"}],\"url\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"path\":\"frontend.allyjuss.no/kalkulator/skifte/info\",\"href\":\"https://frontend.allyjuss.no/kalkulator/skifte/info\"},\"mobileUrl\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"path\":\"\",\"href\":\"\"}},\"_meta\":{\"id\":\"selfSegmentationItem\"}}],\"_meta\":{\"id\":\"selfSegmentation\",\"anchorId\":\"a468c1944-b945-4b00-9183-034c61302b97\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"headline\":\"How to determine who owns what?\",\"variant\":\"withoutSubHeaders\",\"isTranslated\":true,\"textSections\":[],\"noSubHeaderVariant\":\"imageLeft\",\"bodyText\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"The unequal division rule in the Marriage Act §59 means that assets you owned at the time of entering into the marriage are still yours when the marriage ends. Joint property applies to what you have saved, purchased in property or expensive items whilst you were married. Joint property must be divided in two.\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"To determine what is separate and what is joint, you should obtain the following documentation:\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"bulleted-list\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"list-item\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Tax returns, from the year you married up to and including the present date.\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"list-item\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Annual statements from the bank, on savings accounts, funds, shares and debt, from before you married and what you have now.\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"list-item\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Registration documents or any private agreements that regulate ownership interest in property and cabin or similar.\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"list-item\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Purchase contracts for property or valuable items bought before entering into marriage.\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"list-item\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Deed of gift or inheritance documents that show what you have received personally whilst you were married.\",\"isTranslated\":true}]}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"The parties can in principle agree themselves how unequal division shall take place, but both can demand it when a decree for separation or divorce has been granted. The parties can also demand division if they have agreed in a marriage settlement that the division shall take place, and how.\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"A small reminder: If you have children, avoiding conflict can have far greater value than the last penny.\",\"isTranslated\":true}]}],\"image\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"sharpnessEnabled\":false,\"height\":4016,\"altText\":\"Liability insurance\",\"dynamicMediaPath\":\"dnbbank/3312075\",\"isVector\":false,\"id\":\"/content/dam/brandcentre/no/7/33/12/0/3312075.jpg\",\"width\":6016,\"isTranslated\":true,\"isVideo\":false,\"caption\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"\",\"isTranslated\":true}]}],\"croppingProfiles\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"mobile\":\"\",\"tablet\":\"\",\"standard\":\"None-1\"},\"currentBaseCroppingProfiles\":{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"default\":\"None\"},\"url\":\"https://media.web.dnb.no/is/image/dnbbank/3312075\",\"posterImage\":\"https://media.web.dnb.no/is/image/dnbbank/3312075\",\"profiles\":{\"None-1\":{\"base64\":\"data:image/jpeg;base64,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\",\"finalUrl\":\"https://media.web.dnb.no/is/image/dnbbank/3312075?fit=constrain,1&wid=6016\"}}},\"_meta\":{\"id\":\"textBlockV2\",\"anchorId\":\"aee0fc017-86cf-4a0a-a3dd-ae86300d61d0\"}},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"headline\":\"How to divide the property value?\",\"variant\":\"withoutSubHeaders\",\"isTranslated\":true,\"textSections\":[],\"noSubHeaderVariant\":\"imageLeft\",\"bodyText\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"The vast majority of people in Norway own joint property, and it is often regarding the division here that disagreements arise. If you have a joint home equity credit line (HELOC), you must request to have the facility blocked so that the co-borrower cannot draw from the credit line, which would increase the debt on the property. This can affect the division process.\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"If you agree to sell, it is easiest; the market will determine the value and you divide the profit according to ownership share. If one party wishes to buy out the other, however, you must agree on the value. The simplest way is to have an estate agent carry out a valuation, or obtain two different valuations and use the average.\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"Once the value is established, the new ownership arrangement must be registered with the Norwegian Mapping Authority. In the case of separation, you are exempt from paying stamp duty. Regarding the mortgage, you must contact an adviser at the bank to transfer it to the correct person.\",\"isTranslated\":true}]},{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"type\":\"paragraph\",\"children\":[{\"jcr:mixinTypes\":[\"cq:LiveRelationship\"],\"text\":\"If you cannot agree on who is to take over the property, either of you can demand that the property be sold. 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