Savings Account Plus
With Savings Account Plus, you get a higher interest rate when you have NOK 100 000 or more to save in the same account.
One of our highest savings rates
No fixed savings requirement
The money is available when you need it – 12 fee-free withdrawals a year
Interest rate in Sparekonto Pluss
Applies to deposits from NOK 500,000 up to NOK 2 million 3,50 % from NOK 100,000 up to NOK 500,000.
What is Sparekonto Pluss?
Sparekonto Pluss is the savings account that gives you the best interest rate when you have NOK 500,000 or more to deposit into an account.
You’ll then get one of the bank’s best savings rates from the first NOK, all the way up to deposits of NOK 2 million. The money you have in your account is available for withdrawal when you need it.
- No lock-in period
- Up to four fee-free withdrawals per year
- No fixed savings requirement
- Only one account per person
- Payments cannot be made from the account. Only possible to transfer between own accounts in DNB.
- Easy to set up in the online bank and mobile bank
Interest rate in Sparekonto Pluss
The interest rate on the account depends on how much money you have saved.
- Deposits up to NOK 500.000 give an interest rate of per year.
- Deposits from NOK 100,000 up to NOK 500,000 give an interest rate of 3,50 % per year for the entire savings amount in the account.
- Deposits up to NOK 500.000 give an interest rate of 4,00 % per year for the entire savings amount in the account.
- If you have more than NOK 2 million in the account, you get 0.80% interest on the share of the deposit that is above NOK 2 million. The rest of the account receives an interest rate of 3%.
The account has four fee-free withdrawals per year in addition to last year’s interest rates. Closing the account is also considered a withdrawal. For withdrawals beyond this, a 1% withdrawal commission is charged (maximum NOK 250 per withdrawal). No withdrawal commission on standing orders to a home mortgage or share savings account at DNB.
When should you choose Sparekonto Pluss?
When you have a lot of money in your account and want a safe way of saving while having the money available for withdrawal, Sparekonto Plus is a good option for you.
You can set up Sparekonto Pluss even if you don’t have a high savings amount, but it’s only when you save NOK 500,000 or more that the account gets the best interest rate for the entire savings amount
The account is also an option if you have a short time horizon for saving. You avoid the risk of fluctuations that you would have had if you’d put the money in mutual funds or shares, and you can withdraw the money exactly when you need it.
Fixed Rate Deposit
Are you able to lock in your savings for three, six, 12 or 24 months?
Mobile Banking
Get a complete overview of your savings accounts, finances and more in the mobile banking app.
Our savings accounts
Savings account
No withdrawal restrictions
Fixed rate deposits
Better interest rates when you lock in your money for a set period.
Sparekonto Pluss
Get good interest when you have more than NOK 100 000. Twelve free-of-charge withdrawals
BSU home savings scheme
Save up for a home and get a tax deduction
Boligspar Ekstra
Save extra for a home, without tax deduction
Barnas Sparekonto (Children’s savings account)
Savings account for children between 0–18 years old
High-interest account
An overview of secure savings methods with usually higher interest rates